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Client FAQs
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How do the client's savings work over the term?

Clients build their future down payment through:

  • An initial deposit, and
  • Monthly savings contributions made throughout the term.

These amounts are fully credited toward the client's future purchase of the home and are applied against the final buyback price.

Our program structure has been reviewed and accepted by Schedule A banks, credit unions, mortgage industry aggregators, and all three major mortgage insurers in Canada. It has also supported a strong track record of successful client buybacks and mortgage approvals.

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