Choose any home in your budget and start with as little as 2% down to move in. Live in your future home while we guide you to ownership in 3 years
Apply to Qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
Find Your Dream Home
You pick the home you would like us to purchase. We buy it for you!
Move In & Save Up
Rent your dream home and start saving more of your down payment every month.
Buy Your Home or Walk Away
When you're mortgage-ready, buy back the home or walk away and cash out your savings.
Give your clients clarity in minutes with transparent rent-to-own payment scenarios that support confident decision-making.
See how rent-to-own works for your budget with monthly payment estimates and built-in savings toward your future down payment.
Rent is rent and it won't be deducted from the buyback price.
Few ways to reduce your monthly payments
• Look at homes with a lower price
• Put down a higher initial down payment
• Sublet the rooms for extra income
Rent-to-own hasn’t always had the best reputation. Requity Homes is changing that — with support from CMHC, Canada’s federal housing agency.
Our partnership ensures Requity meets national standards, helping families move into homes with confidence.
Rent to own lets you live in a home now while working toward buying it later. Each month, a portion of your payment is saved as credits. You get the option, not the obligation, to purchase the home at a set price throughout the three-year standard rent-to-own term.
With Requity Homes, you choose the home you want, Requity buys it for you, and you pay rent that's in-line with home carrying costs plus a fixed savings amount. You can buy the home back anytime at the guaranteed price, or walk away and keep your savings based on the program rules.
Choose Your Home
Browse homes for sale through our site, realtor.ca, or private listings—we’ll handle the purchase upfront on your behalf.
Flexible Purchase Timeline
Buy back the home anytime during the three-year term with no early purchase penalties.
Lock in Future Price
Future buyback price increases by just 5% per year. Benefit from additional appreciation if home value rises more.
Credit Boost
Rent-to-own improves your credit score with each rent payment.
Make It Your Own
Enjoy the flexibility to personalize your space and it's super pet friendly! Feel free to make your home your own.
Personalized Coaching
Receive tailored one-on-one financial education unique to you to help you get mortgage ready.
Choose Your Home
Browse homes for sale through our site, realtor.ca, or private listings—we’ll handle the purchase upfront on your behalf.
Flexible Purchase Timeline
Buy back the home anytime during the three-year term with no early purchase penalties.
Make It Your Own
Enjoy the flexibility to personalize your space and it's super pet friendly! Feel free to make your home your own.
Credit Boost
Rent-to-own improves your credit score with each rent payment.
Lock in Future Price
Future buyback price increases by just 5% per year. Benefit from additional appreciation if home value rises more.
Personalized Coaching
Receive tailored one-on-one financial education unique to you to help you get mortgage ready.
People Rebuilding Credit or With Fair Credit Scores
Life happens — and credit can bounce back.
Our program and coaching help strengthen your credit while you live in your future home.
Limited Savings
You’re earning steadily but haven’t saved enough for a full down payment.
We help you move in sooner while you build your savings as you rent.
Self-Employed Individuals
Income that doesn’t fit a bank’s boxes? We get it.
Requity looks at the full picture, not just traditional pay stubs. Less thank 2 year's history - No problem.
Newcomers to Canada
You’ve built your life here — now let’s build your home here, too.
Even without a long credit history, we can help you get started.
Life Change or Transition
Divorce, separation, or career shifts can make buying tricky.
Requity offers stability while you get back on track.
First-Time Buyers Feeling Stuck
You’ve done everything right but the market keeps moving away.
We make homeownership achievable again — without waiting years to “save enough.”
Even though we were financially qualified, the bank wouldn’t approve our mortgage because I wasn’t yet working in Alberta. Requity Homes offered us a rent-to-own solution, stepped in with cash offers during bidding, and handled everything virtually while we were still in Ontario. In the end, they helped us secure our first home in Edmonton—something we genuinely couldn’t have done without them."
I truly believe that everything happens for a reason, and I am incredibly grateful that my husband contacted Requity Homes. At first, I was skeptical—it seemed too good to be true—but Requity Homes made it possible for us, immigrants like us, to own our first home in Canada when banks wouldn’t. Ms. Amy Ding was incredibly accommodating and always there whenever we had questions, no matter the time of day. She is truly dedicated to helping immigrants and deeply committed to her clients. Their partner realtor, Ms. Tracey, was patient, kind, and guided us in finding our dream home. Requity Homes helped make our dream of homeownership a reality, and we are forever grateful to the entire team."
Requity Homes is the best decision that we've ever made. We started the rent-to-own program in September 2021, and 16 months after we are buying back the house. This was possible because Amy and her professionalism and help. I totally recommend this program and especially Requity Homes to all my friends and all people who have trouble obtaining a mortgage, but has as a goal to buy a house."
These families took their first step toward homeownership — and never looked back. Watch their stories of determination, progress, and new beginnings with Requity Homes.
It starts when you decide to take control.
We built Requity to lead the category by working alongside you — combining credibility, certainty, and flexibility to help you move forward with confidence.
A smarter, safer path to homeownership — explained.
Rent your dream home while we help you save for a down payment.
